Pre-Existing condition" means a medical condition that existed before your effective date. We will not pay any expenses related to the cost of and any expenses for a Coronavirus (COVID-19) test that is mandated by any body with appropriate authority (such as a government or a transportation service) for entry into or exit from a country/jurisdiction or to use its services. Important information about cruise travel: If you have not received the vaccine, this policy does not provide any coverage for Coronavirus (COVID-19) and related complications on a cruise or at any destination included in your cruise itinerary.Įxception: For children 11 years old or younger who are not eligible to receive the vaccine, Coronavirus (COVID-19) coverage will be provided when travelling with at least one parent or guardian on the same cruise booking who has received the vaccine. Family coverage maximum is $400 per insured family per day to a maximum of $5,600. Up to $200 per insured person per day for your additional and unplanned commercial hotel and meal expenses to a maximum of $2,800 if you are unexpectedly required to self-isolate or quarantine.Up to $500 for the extra cost of a one-way economy class airfare to return home if you are delayed beyond the date you were originally scheduled to return home and/or.Reasonable and customary charges incurred by you for an interruption claim in the event that you are quarantined during your trip.When you call, you’ll get access to StandByMD™, a service that can connect you with:** If medical assistance is required, call the Assistance Centre first. You must also wait the applicable period of time for it to become fully effective based on the manufacturer's recommendation, or as dictated by the applicable health authority, before your departure date. It must be taken according to manufacturer’s recommendation before your effective date. Note: You are eligible for $5 million CAD coverage if you have received the full course of immunization for Coronavirus (COVID-19) that is authorized by Health Canada. Additional expenses for meals and hotel.Return home of children in the care of the insured.Emergency Medical benefits up to $5 million for non COVID-19 related claims or up to $1 million for COVID-19 related expenses for*:
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